College Student Accounts
You’ve got enough on your plate with your academic goals. You don’t need to worry about money too. That’s why Buffalo Metropolitan FCU offers banking solutions for college students. You can build your credit, manage your account with mobile banking, and access your cash anytime, anywhere!
Student Checking Account1
A checking account with the tools and resources students need to manage their money with no Monthly usage fee or minimum balance required. For students under 24 years old and enrolled at least half-time status in a post-secondary school.
Manage your money on your phone
- Keep track of your money and deposit checks with Buffalo Metropolitan FCU’s mobile app.2
- Stay up to date with account activity with Account eAlerts.3
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Use any ATM for FREE4
- Use any ATM with your Buffalo Metropolitan FCU debit card with no ATM FEES from us!
- Access to our 85,000 Surcharge Free ATM Network4.
Student Credit Building Credit Card
A student credit building credit card can help you afford your college expenses, books, food, supplies, etc. while starting to build your credit history.
- For every approved card
- For 48 billing cycles, after that rate will be 7.50%-18.00%APR
- No Annual Fee
- Same rate for cash advances5
A good credit history can help you when you apply for loans, rent, or jobs.
To use your credit card wisely, follow these tips:
- Budget and spend within your means.
- Pay your bill on time and in full every month.
- Keep your balance low and don’t use more than 30% of your credit limit.
- Check your statements and credit report for errors or fraud.
- Enjoy the perks of your student credit card, such as free ATMs, mobile banking, eAlerts, and no annual fee.
Apply today and start building your credit with Buffalo Metropolitan FCU.
1Member must be under 24 years of age and enrolled at least half time status (9 credit hours) in a post secondary school. Student checking account holders will be required to show proof of their enrollment every year. 2Buffalo Metropolitan FCU’s mobile app is available for select mobile devices. Message and data rates may apply. 3There is no charge from Buffalo Metropolitan FCU for account eAlerts, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider, technology failures, and system capacity limits. 4The $2.00 card fee and foreign ATM fees are waived for student checking accounts. The student checking account will transfer to a regular checking account when the applicant has reached the age of 24 or does not provide proof in a post-secondary school. Regular checking accounts have a monthly $2.00 card fee assessed to the savings account on the last business day of the month and foreign ATM fees; refer to fee schedule. A surcharge fee may be imposed by the ATM owner. Avoid surcharge fees by using a Buffalo Metropolitan FCU, COOP, or Allpoint ATM.
5Cash advance fee 3.00% of the amount of each cash advance.
*APR=Annual Percentage. Rate based on your creditworthiness and other factors. Rate subject to change without notice. Student must be enrolled full time (at least 12 credit hours) in a post-secondary school. Proof of income required; a guarantor will be required if student is not employed.