

Unclaimed Property / Inactive Accounts

If your name appears on our Inactive Account List, your account has been inactive for three years. It will be turned over to New York State if you do not contact us by November 01, 2024. Please call (716)847-6960 to reactivate your account with the Buffalo Metropolitan Federal Credit Union!

Auto Loans

6.20%*

*Annual Percentage Rate

Learn More >

IRAs

2.52%*

*Annual Percentage Yield

Learn More >

Share Certificate

4.00%*

*Annual Percentage Yield

Learn More >

Money Market

1.00%*

*Annual Percentage Yield

Learn More >

Boat & RV Loans

6.90%*

*Annual Percentage Rate

Learn More >

See all Rates

2025 Scholarship Opprotunities

Buffalo Metropolitan Federal Credit Union is delighted to announce our 2025 scholarship program for high school seniors. Scholarships are a great way to help aid college expenses like tuition, books, or room and board.

Learn More & Apply

Early Pay

Get your paycheck up to two (2) days early with Direct Deposit!

Complete a direct deposit form today

Early pay is a free service offered by Buffalo Metropolitan FCU wherein eligible inbound direct deposits such as payroll, government benefits, retirement funds, etc. may be made available for use up to two (2) days earlier than your scheduled payment date. Early availability may vary from deposit to deposit – members may not always receive funds early. Early fund availability is subject to payor instruction and Buffalo Metropolitan FCU policy. Members cannot opt-out of Early Pay.

Digital Wallets Now Available

A simpler way to pay with your Debit & Credit Card anywhere Mastercard is accepted.

Apple Pay – Google Pay – Samsung Pay

Holiday Skip A Payment

Give your budget a break and put a little more jingle in your pocket this holiday season.

Skip A Pay Coupon

Exclusive Deals from BMFCU

View all our current and future promotions, specials, contests and giveaways. Check back frequently to see how you can do more of the things you love with those you love!!!