Savings Accounts
If you have a long-term want, need or just want a bit extra to afford emergency costs – start here.
Your savings account is the trailhead of your financial journey, and opening an account gives you a piece of ownership (a share) at the credit union. That means you get access to all the best loan rates and banking that returns money to you. There are savings options for the whole family:
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Savings Account
Referred to as a Share Account at Credit unions, this establishes your membership at Buffalo Metropolitan FCU.
- $25 opening deposit – establishes your share/ownership
- Competitive dividends
- Build an emergency fund or save for a goal
- Direct Deposit to reach savings goal
- Required for any other BMFCU product
- Access great loan rates and other benefits
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Holiday Club Account
Start saving today & be prepared for Holiday Expenses with a Holiday Club Account.
- Make automatic transfers from your Savings or Checking
- Set up payroll deduction
- Restrictions prevent withdrawals to help you save for the holidays
- Monies transferred to your savings or checking at the end of October
- No minimum balance requirement
- Make contributions throughout the year
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Organization Accounts
Are you an organization needing a spot to grow your money? BMFCU is the place for you!
- Examples: Parish, Catholic school accounts, Sports teams, etc.
- Competitive Dividends
- The organization must qualify for membership
- Tax Identification Number (TIN) or Employee Identification Number (EIN)
- Authorized signers must be listed out on the organization’s letterhead &signed by the organizations President and/or Secretary
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Safari Saving Club
Your kids are never too young to start saving. With a Safari account, your kids can experience a fun and adventurous way to save!
- Open with a $5.00 deposit
- Competitive dividends
- Must be under the age of 14
- Learn basic financial transactions
- Contests and saving incentives
- Build responsible money management habits
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Teen Cents Account
Some of the most valuable lessons won’t come from a textbook, they will come from experience. Empower your teen with a Teen Cents Account.
- Open with a $10 deposit
- Competitive dividend
- Must be under the age of 19
- Checking account with debit card
- More ways to invest your money
- Scholarship opportunities for high school seniors
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College Accounts
Heading to college? Buffalo Metropolitan FCU has your back with a student checking account designed specifically for students while at school.
- Build credit with a student credit card
- Use any Atm for Free
- Access to 85,000 surcharge-free ATMs
- Free mobile check deposit
- Free mobile banking
- No minimum balance or usage fee checking account